Dementia is one of the leading causes of later-life disability in the UK. It’s likely that you know someone who has been affected by it, and you may have seen first-hand just how difficult it can be to live with. It’s important to remember that “dementia” is an umbrella term used to describe a range of progressive conditions that affect memory, thinking, language, and problem-solving skills. It isn’t a single disease, nor is it an inevitable part of ageing. However, research cited by BBC Science Focus (23 August 2026) found that 57 million people live with dementia across the world, and this figure grows by approximately 10 million every year. While these numbers sound intimidating, new research suggests we have... Read More

Passing assets to your loved ones during your lifetime could have many benefits. Yet, that doesn’t mean it’s simple, and you might experience emotional challenges even if you’re sure it’s the right thing to do in your circumstances. According to an FTAdviser article (29 July 2026), 7 in 10 people believe financial support should be given to beneficiaries early when it could make the biggest difference. Just 8% of people believe wealth should mainly pass on after death. As well as potentially providing support when your loved ones could benefit the most, a living legacy means you could see the impact your gift has. Another reason gifting during your lifetime is growing in popularity is that it could be useful... Read More

Unfortunately, when you’re being targeted by a scam, it doesn’t come with a huge warning sign that’s impossible to miss, and it could mean you unwittingly fall for a fraudster’s tactics. Indeed, according to a Nationwide (25 September 2026) survey, the average Brit is targeted by scammers multiple times a week. About 15% of people targeted have shared personal information that could allow fraudsters to access their assets. However, there are signs that should act as a red flag. Over the last couple of months, we’ve explained why it can be easier than you expect to fall victim to a scam and common types of scams you should be aware of. Now, discover the red flags that should set alarm... Read More

How are you setting your life goals? Are you following a well-trodden path or choosing aspirations that are meaningful to you? Everyone is different and spending some time thinking about what you want to achieve could lead to greater wellbeing and a sense of purpose. Imagine you’re preparing for retirement. The traditional outlook would suggest you make time to relax, help look after your grandchildren, and maybe book a cruise. That might sound great at first, but when you examine what you want, perhaps you discover travelling the UK in a campervan, penning a novel, or joining a band sounds more attractive. Similarly, you might have gone to university and are now working your way up the career ladder because... Read More

Psychology could be one reason why some people are reluctant to invest, even when it fits into their wider financial plan. Managing risk is an important part of life. You check the road before you cross the street, and you might be encouraged to take out home insurance just in case something happens. So, it’s not surprising that people often seek to minimise financial risk. Yet, data suggests that Brits are more risk-averse when considering investing than other nations, including the US. According to Manchester Metropolitan University (21 July 2025), excluding workplace pensions, only 23% of people in the UK invest in the stock market, compared with nearly two-thirds in the US. The difference in the number of people investing... Read More